Who We Are

Christiane Waters is the founding principal of Waters Financial Planning, LLC, a Fee-Only financial planning and Registered Investment Advisory firm based out of beautiful Eagle, Idaho. The firm caters to independent minded individuals and families who are aspiring to achieve their life goals through thoughtful planning. Christiane is committed to bringing financial vision, clarity, reflection, education, experience and professionalism to all clients through Waters Financial Planning, LLC.

Vision…

“Our mission” explains Christiane, “is to simplify the lives of our clients and help them make better financial decisions. We do this by getting them the financial facts and advice they want and need on an as-needed basis.” Waters Financial Planning receives compensation only from its clients. Because the firm does not accept commissions or referral fees, its guidance is straightforward, objective and free from any potential conflicts of interest.

Clarity…

Christiane enjoys working with people on a one-on-one basis and has a real passion for keeping financial advice as simple as possible. “It’s important for people to understand our recommendations,” says Christiane. “We can structure a comprehensive financial plan or focus on a specific financial issue. You, the client, decide how much professional advice, financial planning and implementation assistance is needed.”

Christiane believes in living a good and virtuous life – not just in the future but in present time. Christiane also believes in the beauty of financial independence, and that balancing today's desires with tomorrow's needs is important. By helping her clients better understand their options and opportunities, Christiane hopes to empower them to realize their dreams, but with a firm footing in reality.

Reflection…

Christiane believes in reflecting on the purpose and value of money in your life. Whatever your financial and life goals may be, Waters Financial Planning will assist you in clarifying those needs, desires and virtues and assist you in developing a clear plan to help you achieve financial independence.

Education…

In 2000 Christiane received a BS in Psychology and Family and Consumer Sciences from the University of Idaho. She also holds a Masters degree in Family Financial Planning from Kansas State University, which she received in 2005. She is a Registered Paraplanner having completed the “Foundations in Financial Planning” curriculum through the College for Financial Planning in Denver, Colorado

Experience…

Christiane entered the financial services industry in 2004, when she began working at a nationally recognized brokerage firm where she earned her Series 7 and 66 securities licenses. Now that she is an independent Fee-Only financial planner who does not sell securities for a living but simply offers professional objective advice, those securities licenses are no longer needed.

Professionalism…

Christiane’s commitment to adapting her planning experience and skills to work with individuals, couples and families began with her formal education to become a CERTIFIED FINANCIAL PLANNER^TM professional in 2002. She passed the rigorous, ten-hour comprehensive CFP Board examination in November 2003 and will earn the right to use the CFP® mark of distinction upon completion of the board’s specific experience requirements.

Christiane is a current member of the Financial Planning Association (FPA) the nation’s largest internationally recognized organization of professionals dedicated to championing the financial planning process.

She is a member of The Garrett Planning Network, Inc., the nation’s leading and fastest-growing alliance of Fee-Only financial planners focusing on working with people from all walks of life – without account minimums or long term contracts – on an hourly as-needed basis. Christiane and fellow Garrett Planning Network members are especially proud to serve Middle Americans and their families.

Contact Christiane for a complimentary, no-obligation “Get Acquainted” meeting.